Once you decide to build a home, you will have plenty of options to consider.

While most buyers are familiar with site-built homes, you also have the option of a modular home. Simply put, a modular home is a house that is partly or completely built in a factory. Since it’s built in a factory, you will have a much better idea of what the finished home will look like. 

Much like traditionally built homes, modular homes are installed on a permanent foundation. This means that most of your local laws and considerations will be pretty similar to a traditional home built completely on-site. 

The team at Clayton Homes would like to share what you need to know before building your own modular home in Texas.

Consider Your Needs and Find a Site

The first step to building any home is to pick a location and lot that meets your needs.

You’ll want to consider proximity to work, school, and other amenities that you will need on a daily basis. When you’ve found a lot that you like, you’ll want to make sure it fits in your price range. But don't just consider the list price! If you need to connect utilities or do a lot of work to prep the site, this could greatly increase the budget for the overall project.  

Find a piece of property that will be able to accommodate the size and style of house you want. You don't want your modular home to stick out like a sore thumb! 

To ensure the property is big enough for the home, you’ll want to think hard about your floorplan and the number of bedrooms you’d like. 

Financing and Timeline

While modular homes are a lot faster to build than traditional site-built homes, the process still takes time. Depending on the specifics of the home, it can take approximately 4-10 months to build your home. This can also be affected by how quickly permits are secured or whether there’s a shortage of materials.

Make sure to keep these potential obstacles in mind as you don’t want to move out of your current home without another space to move into.

When it comes to financing, the process is similar to traditionally built homes. Construction loans are the most common and most builders will have a few preferred lenders they will recommend. If you’re looking for some assistance, there are also government programs that may help with financing. 

Look into all options as this might help you to afford more house than you think! It can also put building a home within reach even if your credit isn't outstanding.

Pick a Builder

Picking a builder is another critical step in the process. Look for companies that specialize in the type of house you want and who offer layouts that you like. If they aren't local to your area, make sure you contact them and see if they can build in your city. 

It’s important to remember that some builders only make homes to order while others may have modular homes for sale that are already built. You can save big if you're happy to take the standard model.

If that doesn't sound too great to you, ask about customization options. Some home builders will allow you to change the house’s layout, while others may just allow you to pick your finishes and appliances. 

Also, make sure you ask if energy-efficient options are extra. Picking better insulation or energy-saving appliances can keep your bills lower for years to come.

Clayton Homes: Your Choice for an Amazing Modular Home in Texas

If you're ready to pick your modular home, Clayton Homes is here for you! We offer amazing modular homes with smart features that you're sure to love. 

Find the perfect floorplan for you; we have 2-5 bedroom homes in stock! View our modular homes for sale and save time and money.

View Available Homes